What If the At-fault Driver Has Little or No Insurance?

In many states, the law mandates that vehicle owners carry Uninsured Motorist (UM) or Under-insured Motorist (UIM) coverage. When you are injured by an at-fault motorist who has no or little insurance, your insurance company is legally required to cover your medical costs, lost income and compensation for your pain and suffering. Gregory & Swapp can help by getting you fair compensation from your UM or UIM insurance claim.

Here’s how we help:

  • We quickly determine the insurance status or coverage of the at-fault driver.
  • We examine every legal angle and piece of evidence to ensure that you have a good case against the insurance company.
  • We’ll make sure you get the proper medical care, so you can recover as soon as possible.
  • We’ll represent you and your interests with the insurance company.
  • We’ll work with your medical providers to make sure your medical bills are taken care of.
  • We’ll advise you how best to deal with fixing your vehicle or getting fair value if your car was totaled.
  • We’ll gather your medical records, police reports and other evidence to build the strongest case possible for you.
  • And most importantly, we’ll help you get every dollar you deserve in a fair settlement with the insurance company. If necessary, we will go to court, mediation or arbitration to get you what you deserve.
  • To tell us about your accident caused by an uninsured or underinsured motorist, please submit your information on the form to the right.